TAS
Agreement.
This Independent Contractor Agreement governs your participation in the inSmartio Talent Acquisition Specialist Program — covering compensation, tiers, obligations, and your rights as a TAS agent.
Effective Date
April 1, 2026
Last Updated
March 2026
Jurisdiction
Federal Republic of Nigeria
Version
1.0
TAS Program — Quick Reference
Registration Bonus
₦7,000
per verified Expert
Job Commission
1%
of every job (Model 2)
Subscription
₦1,000
per month (Model 1)
Tier Bonus
+15%
max on all earnings
Introduction & Relationship
This Talent Acquisition Specialist Agreement ("Agreement") is entered into between inSmartio (CHRIVON TECH SOLUTIONS LIMITED), a company registered in Nigeria with its principal office at Avacado Estate, Abijo, G.R.A, Ibeju Lekki Epe, Express way, Lagos — and the individual or entity approved to participate in the TAS Program ("TAS Agent", "Contractor", "you").
This Agreement sets forth the terms under which you agree to recruit verified Experts to the inSmartio platform in exchange for commissions and bonuses as described herein.
IMPORTANT: This Agreement establishes an independent contractor relationship. Nothing herein shall be construed to create an employment, partnership, joint venture, or agency relationship between you and inSmartio.
Definitions
| Term | Definition |
|---|---|
| Company | inSmartio (CHRIVON TECH SOLUTIONS LIMITED) |
| TAS Agent | You – the individual or entity approved to recruit Experts |
| Expert | A verified service provider registered on the inSmartio platform |
| Sub-TAS | A TAS agent recruited by another TAS agent (Tier 3+ only) |
| Referral Link | Unique URL assigned to each TAS Agent for tracking referrals |
| Referral Code | Unique alphanumeric code assigned to each TAS Agent |
| Active Expert | An Expert who has completed at least one job in the last 30 days |
| Model 1 Expert | An Expert on subscription payment model (₦10,000/month) |
| Model 2 Expert | An Expert on commission payment model (10% per job) |
| Registration Bonus | ₦7,000 paid per verified Expert recruited |
| Job Commission | 1% of job value for Model 2 Experts recruited |
| Subscription Commission | ₦1,000 per month for each active Model 1 Expert recruited |
| Tier Bonus | Percentage bonus on all earnings based on active expert count |
| Override Commission | Commission earned from Sub-TAS recruitment (Tier 3+ only) |
| TAS ID | Unique identifier assigned to each approved TAS Agent |
TAS Eligibility & Application
3.1 Eligibility Requirements
| Requirement | Description |
|---|---|
| Age | Be at least 18 years old |
| Identity | Provide valid government-issued identification |
| NIN | Provide National Identification Number |
| Bank Account | Have a valid Nigerian bank account |
| Network | Have access to skilled professionals in your community |
| Background | Pass basic background check (no fraud or violent crime convictions) |
3.2 Application Process
Complete TAS application form
Day 1Submit required documents (ID, NIN)
Day 1Background verification
24–48 hoursApplication review
24–48 hoursApproval or rejection notification
Within 72 hoursUpon Approval
- You receive a unique TAS ID
- You are assigned Tier 1 status
- You gain access to the TAS Dashboard
- You receive onboarding materials
Upon Rejection
- You receive written explanation
- You may reapply after 30 days
- You may appeal the decision within 14 days
Independent Contractor Status
You ARE
- An independent contractor
- Responsible for your own taxes
- Free to set your own schedule
- Free to recruit using your own methods
- Responsible for your own expenses
You Are NOT
- An employee of inSmartio
- Entitled to employee benefits
- Required to work specific hours
- Required to use specific recruitment methods
- Entitled to expense reimbursement
4.2 Tax Responsibility: You are solely responsible for declaring and paying all applicable taxes on commissions earned. inSmartio may provide earnings reports but does not withhold taxes (unless required by law). Consult a tax professional regarding your obligations.
4.3 No Benefits: You are not entitled to health insurance, pension contributions, paid time off, sick leave, or any other employee benefits.
TAS Compensation Structure
5.1 Compensation Overview
| Compensation Type | Amount | Payment Timing | Duration |
|---|---|---|---|
| Registration Bonus | ₦7,000 per verified Expert | Within 7 days of verification | One-time |
| Model 2 Job Commission | 1% of each Job value | Monthly by 10th | Lifetime of Expert |
| Model 1 Subscription Commission | ₦1,000 per month | Monthly by 10th | Duration of active subscription |
| Tier Bonus | +5% to +15% on ALL earnings | Monthly by 10th | Monthly |
TAS Tiers & Progression
6.1 Tier Requirements
| Tier | Title | Active Experts | Bonus | Additional Benefits |
|---|---|---|---|---|
| Tier 1 | Associate | 0–9 | 0% | Base rates |
| Tier 2 | Senior | 10–24 | +5% | Priority support, monthly recognition |
| Tier 3 | Master | 25–49 | +10% | Recruit sub-TAS, team dashboard |
| Tier 4 | Regional Lead | 50+ | +15% | Higher overrides, leaderboard access |
6.2 Tier Recalculation
Tiers are recalculated monthly using a trailing 3-month average of active experts. An Active Expert has completed at least one job in the last 30 days. Tier changes take effect on the 1st of each month.
Example
Month 1: 22 | Month 2: 24 | Month 3: 26 → Average = (22+24+26) ÷ 3 = 24 → Tier 2
6.3 Tier Benefits Detailed
| Benefit | Tier 1 | Tier 2 | Tier 3 | Tier 4 |
|---|---|---|---|---|
| Base commission rates | ||||
| Performance bonus | ❌ | +5% | +10% | +15% |
| Priority support | ||||
| Monthly recognition | ||||
| Recruit sub-TAS | ||||
| Team dashboard | ||||
| Sub-TAS overrides | ❌ | ❌ | 0.1% | 0.2% |
| Sub-TAS one-time bonus | ❌ | ❌ | ₦500 | ₦1,000 |
| Leaderboard access |
Sub-TAS Recruitment (Tier 3+ Only)
Only Tier 3 (Master TAS) and Tier 4 (Regional Lead) TAS agents may recruit Sub-TAS agents.
7.2 Sub-TAS Override Compensation
| Your Tier | Override Rate | One-Time Bonus | Calculation Basis |
|---|---|---|---|
| Tier 3 (Master) | 0.1% | ₦500 per expert recruited by Sub-TAS | Sub-TAS's job commissions |
| Tier 4 (Regional Lead) | 0.2% | ₦1,000 per expert recruited by Sub-TAS | Sub-TAS's job commissions |
7.3 Override Calculation Example — Tier 4 with 5 Sub-TAS
Referral Tools & Materials
8.1 Provided Tools
| Tool | Description | Access |
|---|---|---|
| Referral Link | Unique URL (insmartio.io/join/TAS-XXXXX) | TAS Dashboard |
| Referral Code | Unique alphanumeric code | TAS Dashboard |
| Digital Referral Cards | Customizable images for social media | TAS Dashboard |
| Physical Referral Cards | Printed cards (Tier 3+ only, upon request) | Order via TAS Dashboard |
| Message Templates | Pre-written recruitment messages | TAS Dashboard |
| Analytics Dashboard | Click and conversion tracking | TAS Dashboard |
Payment Terms & Schedule
9.1 Payment Schedule
| Payment Type | Calculation Period | Payment Date |
|---|---|---|
| Registration Bonus | Upon Expert verification | Within 7 days |
| Model 2 Commissions | Previous month (1st–last) | By 10th of following month |
| Model 1 Commissions | Previous month (1st–last) | By 10th of following month |
| Tier Bonus | Previous month (1st–last) | By 10th of following month |
| Sub-TAS Overrides | Previous month (1st–last) | By 10th of following month |
9.2 Payment Method: All payments are made via bank transfer to your registered bank account in Nigerian Naira (₦). Bank details must match your registered name (for BVN verification).
9.3 Minimum Payout: Minimum payout amount is ₦2,000. Amounts below roll over to the next month. No maximum payout limit.
9.4 Payment Statement: You receive a monthly earnings statement including total earnings, breakdown by type, number of active experts, and pending vs. paid amounts.
9.5 Payment Disputes: Disputes must be submitted within 30 days of payment date to tas-payments@insmartio.io. We will investigate and respond within 14 days.
TAS Obligations & Code of Conduct
10.1 Required Conduct
Do's
- Honestly represent inSmartio
- Provide accurate information
- Assist Experts with registration
- Maintain professional communication
- Protect Expert privacy
- Follow platform guidelines
- Encourage Experts to perform quality work
- Report suspicious activity to inSmartio
Don'ts
- Mislead potential Experts about earnings
- Guarantee specific income amounts
- Fill out forms for Experts
- Harass or pressure anyone to join
- Share Expert information without consent
- Recruit through misleading tactics
- Recruit unqualified individuals just for bonus
- Create fake Expert accounts
10.2 Specific Prohibitions & Consequences
| Prohibited Activity | Consequence |
|---|---|
| Fake Referrals (creating fake Expert accounts) | Immediate termination, forfeit all commissions, legal action |
| Poaching (encouraging Experts to leave platform) | Termination |
| Misrepresentation (claiming to be inSmartio employee) | Warning → Termination |
| Harassment of potential Experts | Warning → Termination |
| Spamming | Warning → Termination |
| Registering same Expert multiple times | Immediate termination, clawback of all bonuses |
| Selling referral links or cards | Immediate termination |
10.3 Reporting Violations: Report unethical behavior to tas-compliance@insmartio.io or WhatsApp: +234 800 INSMARTIO. Reports are confidential.
Confidentiality
11.1 Confidential Information includes: Expert personal information, inSmartio business strategies, commission structures and rates, and internal platform data.
11.2 Your Obligations: Do not disclose confidential information to third parties. Use it only for TAS activities. Protect it with reasonable security measures. Return or destroy upon termination.
11.3 Exceptions: Information that is or becomes publicly available through no fault of yours, was already in your possession, was independently developed by you, or is required by law to be disclosed.
Intellectual Property
12.1 Company IP: The inSmartio name, logo, brand assets, and referral materials are exclusively owned by inSmartio. You may not use, modify, reproduce, or distribute inSmartio IP except as authorized.
12.2 Your IP: You retain ownership of your own marketing materials. You grant inSmartio a license to use your success stories for marketing purposes.
12.3 TAS Badge: You may display your TAS badge on social media and marketing materials. You may not modify it. The badge must be removed upon termination.
Term & Termination
13.1 Term: This Agreement begins on the date you are approved as a TAS Agent and continues until terminated.
13.2 Termination by You: You may terminate at any time by providing 7 days' written notice to tas@insmartio.io or deleting your TAS account via app settings.
13.3 Termination by Company: We may terminate immediately for:
- Violation of Code of Conduct (Section 10)
- Fraudulent activity
- Criminal conviction
- Extended inactivity (no recruitment for 6+ months)
13.4 Suspension: We may temporarily suspend your TAS account pending investigation of suspected fraud, policy violations, or complaints from Experts.
Effects of Termination
Voluntary Termination
By Company (Non-Fraud)
Termination for Fraud
Indemnification
You agree to indemnify, defend, and hold harmless inSmartio, its affiliates, officers, directors, employees, and agents from any claims, damages, losses, liabilities, costs, and expenses (including reasonable legal fees) arising from:
- Your breach of this Agreement
- Your violation of any law or third-party rights
- Your negligent or fraudulent acts
- Your recruitment activities
- Any misrepresentation you make to potential Experts
Limitation of Liability
16.1 Our Liability: inSmartio's total liability for any claim arising from this Agreement shall not exceed the total commissions paid to you in the 6 months preceding the claim, or ₦100,000, whichever is lower.
16.2 No Consequential Damages: Neither party shall be liable for any indirect, incidental, special, consequential, or punitive damages, including lost profits, even if advised of the possibility of such damages.
16.3 TAS Earnings Disclaimer
We do not guarantee any minimum earnings. Your earnings depend entirely on your recruitment efforts. Past performance does not guarantee future results.
Governing Law & Dispute Resolution
This Agreement shall be governed by and construed in accordance with the laws of the Federal Republic of Nigeria.
Step 1 — Internal Resolution
Contact tas-support@insmartio.io with a detailed description of the dispute. We will respond within 14 days.
Step 2 — Mediation
If internal resolution fails, either party may request mediation in Lagos, Nigeria. Costs are shared equally.
Step 3 — Arbitration
If mediation fails, disputes shall be resolved by binding arbitration in accordance with the Arbitration and Conciliation Act, Cap A18, Laws of the Federation of Nigeria, 2004. Decision is final and binding.
17.3 Small Claims: Either party may bring claims in small claims court in Lagos, Nigeria, for disputes under ₦500,000.
General Provisions
Contact Information
inSmartio Services Limited
Address
Avacado Estate, Abijo, G.R.A, Ibeju Lekki Epe, Express way, Lagos, Nigeria
TAS Email Contacts
Phone
+234 800 INSMARTIO (0800 435763)
Hours
Monday – Saturday, 9 AM – 6 PM WAT
Acknowledgment & Signature
By applying for and participating in the inSmartio TAS Program, you acknowledge that:
You have read and understood this entire Agreement
You agree to be bound by all terms and conditions
You understand that you are an independent contractor, not an employee
You understand that earnings are not guaranteed
You consent to background verification
You agree to the dispute resolution process
Document Control
Version 1.0 — Initial release by inSmartio Legal, March 2026
inSmartio: Trusted Services,
Verified Professionals.